Learn more about your rights, responsibilities, and how to use this site. Please review these terms before using any budgeting resources.
March 24, 2026
Acceptance of Terms
By browsing or using the calorynexo.com website, you acknowledge you have read and agree to these terms. If you disagree with any part, please stop using the site.
Definitions
Key terms below clarify how you may use this website and our family budgeting resources.
- ‘Site’ means all content, features, and tools available at calorynexo.com.
- ‘User’ refers to anyone accessing or interacting with calorynexo.com, whether as a guest or subscriber.
- ‘Resources’ are free or paid budgeting templates, guides, and articles provided for personal use.
- ‘Content’ covers all text, images, downloads, or information displayed on this site.
Website Use
You agree to use resources for private, household, or informational purposes and not for resale, commercial services, or prohibited activities.
Eligibility
You must be at least 18 years old or access this site with parental consent if younger.
Intended for users in Australia or subjects to Australian consumer law.
User Obligations
By using calorynexo.com, you agree to act lawfully and respectfully towards others.
- Provide accurate details if subscribing or downloading resources.
- Keep login details private and notify us immediately if you suspect unauthorised access.
- Use resources and tools for personal, non-commercial purposes only.
- Refrain from copying, distributing, or reselling content, templates, or guides.
Prohibited Uses
You must not abuse, misuse, or interfere with the website.
- Upload any harmful, hateful, or misleading content to the site.
- Attempt to collect information from or about other users without consent.
- Circumvent security features, or engage in fraudulent or unlawful activities.
- Use content or tools for third-party business, promotional, or resale purposes.
- Transmit viruses or interfere with the website’s normal function.
Intellectual Property Rights
All site materials, including articles, templates, and branding, belong to calorynexo.com or are used with permission. You may use for personal and household purposes only. Written consent is required for any other use.
User Content
Some interactive features allow you to submit feedback, questions, or testimonials. You retain rights but grant us permission to publish when appropriate.
User Submission Rights:
You must only submit content you own or have rights to, not violating any laws or agreements.
Privacy and Cookies Policy
Review our Privacy and Cookie Policies to understand what data we collect and your rights regarding cookies and personal information. Privacy Policy
Disclaimer of Responsibility
Information provided is general and may not suit your specific situation. Always use discretion and seek independent advice as needed.
Results May Vary:
Financial results or outcomes from using resources can differ between households and are not assured.
Limitation of Liability
We are not liable for indirect, consequential, or incidental damages connected with your use of this site, except as required by law.
Indemnification
You agree to defend and hold us harmless from claims or liabilities relating to site misuse or breach of these terms.
Dispute Resolution and Law
We encourage open communication to resolve any site or content disputes quickly and fairly.
Arbitration
If necessary, disputes may be settled through arbitration under Australian law.
You retain consumer law protections available in Australia.
Online Dispute Resolution
More details and your rights are available at the Australian Competition and Consumer Commission.
ACCC Dispute Resolution Resources: ACCC Dispute Resolution Resources
Governing Law and Jurisdiction
These terms are governed by Australian law, with any disputes handled in Australia.
Ending Use
We may end, suspend, or restrict your access if you break these terms or applicable law.
Changes
We may update these terms. Review the effective date and your ongoing responsibilities regularly.
Severability
If part of these terms is held invalid, the rest remain fully enforceable.
Entire Agreement
This document is the final agreement for site use unless stated otherwise in writing.
Contact for Terms Queries
Questions about your rights or site use? Connect with our support team.
Contact Email: content@calorynexo.com
Phone Number: +61.3.1536.2056
Mailing Address: 66 Clarence Street, Sydney, NSW 2000 Australia
Effective Date: March 24, 2026
Version: 1.5